Governance
Board composition, the scheme of delegation, our current RSH regulatory position, key policies, and the entry point for the Board Portal.
Non-executive directors
Board Portal
Secure access to board papers, committee minutes, regulatory correspondence, governance assurance reports, and performance data. For authorised board members only.
Leadership
Executive
Mark
Executive Director of Governance
Executive
Emma Patterson
Chief Executive Officer
Executive
David Okafor
Chief Finance Officer
Non-Executive
Sarah Chen
Chair · Audit and Risk
Non-Executive
James Whitfield
Director of Operations
Non-Executive
Rachel Byrne
Head of Asset Management
Governance structure
The scheme of delegation sets out what the board decides, what is delegated to committees, and what is delegated to the executive. A summary is provided here; the full scheme is available to board members via the Board Portal.
| Matter | Reserved to Board | Delegated to Committee | Delegated to Executive |
|---|---|---|---|
| Strategic plan and budget | Approval | — | Preparation |
| Risk framework | Approval | Audit and Risk — oversight | Operation |
| Material financial transactions (>£500k) | Approval | — | — |
| Regulatory correspondence | Noting | Audit and Risk — review | Drafting |
| People and remuneration | Senior appointments | Rem & Noms — all remuneration | All other appointments |
| Complaints | — | — | Full delegation with quarterly reporting |
Regulatory compliance
Dunlin is designed to meet the RSH regulatory framework from the point of registration. The governance architecture, financial reporting, and consumer standards approach are all built around that expectation.
Key policies
| Policy | Review date | Approved by |
|---|---|---|
| AI governance policy ↗ | September 2025 | Board |
| Whistleblowing policy | March 2026 | Board |
| Complaints policy | May 2026 | Board |
| Anti-bribery and corruption | January 2026 | Board |
| Safeguarding policy | February 2026 | Board |
| Data protection policy | March 2026 | Board |
| Health and safety policy | April 2026 | Board |